Home Facts Atlas

State facts

Mississippi: homes, climate zones and who licenses the work

Mississippi has 1.3 million housing units. 41.5% were built before 1980, and the median year built is 1986. 70% of occupied homes are lived in by their owners.

How old the homes are

Mississippi housing units, by year built

Layers drawn to scale

Mississippi housing units by year built 41.5% of Mississippi housing units were built before 1980 and 58.5% in 1980 or later. 2020 or later: 1.7%; 2010–2019: 11.0%; 2000–2009: 16.7%; 1990–1999: 15.4%; 1980–1989: 13.7%; 1970–1979: 16.7%; 1960–1969: 10.5%; 1950–1959: 7.1%; 1940–1949: 3.1%; 1939 or earlier: 4.0%. Before 1980 41.5% 1980 or later 58.5% 2020 or later 1.7% 2010–2019 11.0% 2000–2009 16.7% 1990–1999 15.4% 1980–1989 13.7% 1970–1979 16.7% 1960–1969 10.5% 1950–1959 7.1% 1940–1949 3.1% 1939 or earlier 4.0%
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, tables B25034, B25035 and B25003; heating fuel below from B25040.

Age changes what applies to a house. In general, anyone paid to do work that disturbs painted surfaces in a home built before 1978 must be certified in lead-safe work practices under the EPA's Renovation, Repair and Painting Rule, which Mississippi Department of Environmental Quality administers in Mississippi.

How homes are heated

How homes in Mississippi are heated

Main heating fuel, share of 1.1 million occupied homes

  • Electricity 58.9%
  • Utility gas 29.3%
  • Propane or other tank gas 9.9%
  • Wood 0.9%
  • No fuel used 0.7%
  • Other fuel 0.1%
  • Fuel oil or kerosene 0.1%
  • Solar energy <0.1%
  • Coal or coke <0.1%
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table B25040 (occupied housing units).

Climate and building zones

The 2021 International Energy Conservation Code assigns every county a climate zone from 1 to 8 and a moisture regime: A for moist, B for dry, C for marine. Zones 7 and 8 have no letter. Here is how Mississippi's residents divide among them, by the county they live in.

IECC 2021 zoneShare of residentsCounties
3A83.1%76
2A16.9%6

ENERGY STAR rates windows, doors and skylights for four climate zones of its own. Mississippi spans 2: South-Central (83.1% of residents), Southern (16.9% of residents).

By NOAA's 1991–2020 climate normals, counties here average 48 days a year with a low of 32°F or colder, weighted by where people live. The range runs from 16 days in the mildest county to 95 in the coldest.

Flood risk and flood insurance

3.5% of residential structures in Mississippi carry a National Flood Insurance Program policy: 40,942 policies, in FEMA's count as of August 3, 2026.

In FEMA's National Risk Index, 1 of 82 counties rates high or very high for riverine flooding; 3 of 82 counties rate high or very high for coastal flooding; 4 of 82 counties rate high or very high for hurricanes.

Fire ants and termites

All 82 of Mississippi's counties are inside the federal imported fire ant quarantine. The federal quarantine requires a certificate to move soil, sod, nursery plants with soil attached, used soil-moving equipment, and hay or straw stored on the ground out of the quarantined area.

Who licenses the work in Mississippi

Before anyone starts work, check the license with the agency below. Where the state does not license a trade, cities and counties may; ask the one where the house is.

Checked 2026-09-29. Licensing rules change; the agency's own page is the authority.

Sources

  1. U.S. Census Bureau American Community Survey 2020–2024 5-year estimates, tables B25034, B25035, B25040 and B25003 data.census.gov
  2. Pacific Northwest National Laboratory Guide to Determining Climate Zone by County: Building America and IECC 2021 Updates basc.pnnl.gov
  3. U.S. Department of Energy Prototype Building Models (climate zones 1–8 and moisture regimes A, B, C) energycodes.gov
  4. ENERGY STAR Climate zones by county for windows, doors and skylights energystar.gov
  5. NOAA National Centers for Environmental Information U.S. Climate Normals 1991–2020, annual and seasonal ncei.noaa.gov
  6. Federal Emergency Management Agency OpenFEMA NFIP Residential Penetration Rates (as of 2026-08-03) fema.gov
  7. Federal Emergency Management Agency National Risk Index, county ratings fema.gov
  8. USDA Animal and Plant Health Inspection Service Imported fire ant quarantine map aphis.usda.gov
  9. Electronic Code of Federal Regulations 7 CFR part 301, subpart P, Imported Fire Ant ecfr.gov
  10. Mississippi Department of Agriculture and Commerce, Bureau of Plant Industry mdac.ms.gov mdac.ms.gov
  11. Mississippi Department of Agriculture and Commerce, Bureau of Plant Industry mdac.ms.gov mdac.ms.gov
  12. Mississippi Department of Agriculture and Commerce, Bureau of Plant Industry mdac.ms.gov mdac.ms.gov
  13. Mississippi Department of Agriculture and Commerce, Bureau of Plant Industry npic.orst.edu npic.orst.edu
  14. Mississippi State Board of Contractors msboc.us msboc.us
  15. Mississippi State Board of Contractors msboc.us msboc.us
  16. Mississippi State Board of Contractors msboc.us msboc.us
  17. Mississippi Department of Environmental Quality epa.gov epa.gov
  18. Mississippi Department of Environmental Quality mdeq.ms.gov mdeq.ms.gov