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Massachusetts: homes, climate zones and who licenses the work

Massachusetts has 3.0 million housing units. 67.4% were built before 1980, and the median year built is 1964. 62.5% of occupied homes are lived in by their owners.

How old the homes are

Massachusetts housing units, by year built

Layers drawn to scale

Massachusetts housing units by year built 67.4% of Massachusetts housing units were built before 1980 and 32.6% in 1980 or later. 2020 or later: 1.0%; 2010–2019: 6.2%; 2000–2009: 7.1%; 1990–1999: 7.4%; 1980–1989: 10.8%; 1970–1979: 11.1%; 1960–1969: 9.9%; 1950–1959: 10.8%; 1940–1949: 5.1%; 1939 or earlier: 30.5%. Before 1980 67.4% 1980 or later 32.6% 2020 or later 1.0% 2010–2019 6.2% 2000–2009 7.1% 1990–1999 7.4% 1980–1989 10.8% 1970–1979 11.1% 1960–1969 9.9% 1950–1959 10.8% 1940–1949 5.1% 1939 or earlier 30.5%
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, tables B25034, B25035 and B25003; heating fuel below from B25040.

Age changes what applies to a house. In general, anyone paid to do work that disturbs painted surfaces in a home built before 1978 must be certified in lead-safe work practices under the EPA's Renovation, Repair and Painting Rule, which Massachusetts Department of Labor Standards administers in Massachusetts.

How homes are heated

How homes in Massachusetts are heated

Main heating fuel, share of 2.8 million occupied homes

  • Utility gas 51.6%
  • Fuel oil or kerosene 22.4%
  • Electricity 18.6%
  • Propane or other tank gas 4.5%
  • Wood 1.1%
  • Other fuel 0.8%
  • No fuel used 0.7%
  • Solar energy 0.2%
  • Coal or coke <0.1%
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table B25040 (occupied housing units).

Climate and building zones

The 2021 International Energy Conservation Code assigns every county a climate zone from 1 to 8 and a moisture regime: A for moist, B for dry, C for marine. Zones 7 and 8 have no letter. Here is how Massachusetts's residents divide among them, by the county they live in.

IECC 2021 zoneShare of residentsCounties
5A100%14

ENERGY STAR rates windows, doors and skylights for four climate zones of its own. All of Massachusetts falls in the Northern zone.

By NOAA's 1991–2020 climate normals, counties here average 131 days a year with a low of 32°F or colder, weighted by where people live. The range runs from 86 days in the mildest county to 166 in the coldest.

Flood risk and flood insurance

2% of residential structures in Massachusetts carry a National Flood Insurance Program policy: 36,939 policies, in FEMA's count as of August 3, 2026.

In FEMA's National Risk Index, 7 of 14 counties rate high or very high for riverine flooding; 5 of 14 counties rate high or very high for coastal flooding; 6 of 14 counties rate high or very high for hurricanes.

Fire ants and termites

No county in Massachusetts is inside the federal imported fire ant quarantine.

Who licenses the work in Massachusetts

Before anyone starts work, check the license with the agency below. Where the state does not license a trade, cities and counties may; ask the one where the house is.

Checked 2026-09-29. Licensing rules change; the agency's own page is the authority.

Sources

  1. U.S. Census Bureau American Community Survey 2020–2024 5-year estimates, tables B25034, B25035, B25040 and B25003 data.census.gov
  2. Pacific Northwest National Laboratory Guide to Determining Climate Zone by County: Building America and IECC 2021 Updates basc.pnnl.gov
  3. U.S. Department of Energy Prototype Building Models (climate zones 1–8 and moisture regimes A, B, C) energycodes.gov
  4. ENERGY STAR Climate zones by county for windows, doors and skylights energystar.gov
  5. NOAA National Centers for Environmental Information U.S. Climate Normals 1991–2020, annual and seasonal ncei.noaa.gov
  6. Federal Emergency Management Agency OpenFEMA NFIP Residential Penetration Rates (as of 2026-08-03) fema.gov
  7. Federal Emergency Management Agency National Risk Index, county ratings fema.gov
  8. USDA Animal and Plant Health Inspection Service Imported fire ant quarantine map aphis.usda.gov
  9. Electronic Code of Federal Regulations 7 CFR part 301, subpart P, Imported Fire Ant ecfr.gov
  10. Massachusetts Department of Agricultural Resources, Pesticide Program mass.gov mass.gov
  11. Massachusetts Department of Agricultural Resources, Pesticide Program malegislature.gov malegislature.gov
  12. Massachusetts Department of Agricultural Resources, Pesticide Program malegislature.gov malegislature.gov
  13. Massachusetts Department of Agricultural Resources, Pesticide Program npic.orst.edu npic.orst.edu
  14. Massachusetts Department of Agricultural Resources, Pesticide Program mass.gov mass.gov
  15. Division of Occupational Licensure (Office of Public Safety and Inspections; Board of Examiners of Sheet Metal Workers) malegislature.gov malegislature.gov
  16. Division of Occupational Licensure (Office of Public Safety and Inspections; Board of Examiners of Sheet Metal Workers) malegislature.gov malegislature.gov
  17. Division of Occupational Licensure (Office of Public Safety and Inspections; Board of Examiners of Sheet Metal Workers) malegislature.gov malegislature.gov
  18. Division of Occupational Licensure (Office of Public Safety and Inspections; Board of Examiners of Sheet Metal Workers) malegislature.gov malegislature.gov
  19. Division of Occupational Licensure (Office of Public Safety and Inspections; Board of Examiners of Sheet Metal Workers) malegislature.gov malegislature.gov
  20. Division of Occupational Licensure (Office of Public Safety and Inspections; Board of Examiners of Sheet Metal Workers) mass.gov mass.gov
  21. Office of Consumer Affairs and Business Regulation, Home Improvement Contractor Program (HIC); Office of Public Safety and Inspections (Construction Supervisor License) mass.gov mass.gov
  22. Office of Consumer Affairs and Business Regulation, Home Improvement Contractor Program (HIC); Office of Public Safety and Inspections (Construction Supervisor License) malegislature.gov malegislature.gov
  23. Office of Consumer Affairs and Business Regulation, Home Improvement Contractor Program (HIC); Office of Public Safety and Inspections (Construction Supervisor License) malegislature.gov malegislature.gov
  24. Office of Consumer Affairs and Business Regulation, Home Improvement Contractor Program (HIC); Office of Public Safety and Inspections (Construction Supervisor License) contractorhub.mass.gov contractorhub.mass.gov
  25. Office of Consumer Affairs and Business Regulation, Home Improvement Contractor Program (HIC); Office of Public Safety and Inspections (Construction Supervisor License) mass.gov mass.gov
  26. mass.gov mass.gov mass.gov
  27. Massachusetts Department of Labor Standards epa.gov epa.gov
  28. Massachusetts Department of Labor Standards mass.gov mass.gov